Loans provide students and parents with an opportunity to invest in their future. To the left you will find information on the various loan programs students and their families can take advantage of.

Please review carefully all information about a loan product before making a decision to borrow.

Tips for Making the Most of Your Money:

• Develop a budget and stick to it - this can help you avoid problems such as running out of money before the term is over. Write out a budget, consult it often, and stick to it.
• Don't go overboard at the ATM - it's easy to overspend without knowing it. Take out $20 instead of $40. Save your receipts and record all withdrawals in your check register.
• Be smart about student loans - borrow only what you need, don't take the maximum if you don't need to. Repay your loans on time to help you establish a good credit rating.
• Say no to credit cards - it's really a loan in disguise because the bank charges you interest, up to 20%, if you don't pay the whole bill at the end of the month. You may also have an annual fee.
• Pay your bills on time - If you can't pay the whole amount due, pay at least the minimum.