FIN 4345 CREDIT ANALYSIS AND LOAN STRUCTURES 3 credits

Prerequisites: FIN 4324 and admission to the Banking BAS program. It is recommended that students take FIN 3461 prior to this course. This course examines the nature and role of the lending process, a crucial and fundamental skill of banking professionals. The course addresses the credit analysis evaluation of retail and commercial loan applicants; the development, specification, and perfection of an appropriate loan arrangement; and the subsequent monitoring, collection, and “unwinding” activities. 47 contact hours.